Shree Saibaba Citizens (Since 1994)

LIC Loan

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Easy Finance with LIC-Backed Loan

A convenient loan option where you can borrow money against your LIC policy without selling or surrendering it. This facility helps you meet personal or emergency needs while your policy remains active and continues earning benefits.

Easy funds, low interest, and zero stress — unlock the value of your LIC policy without breaking your savings plan

  • Attractive interest rate with flexible repayment options

  • No need for additional security — loan approved against LIC policy

  • Quick disbursement with simple documentation and hassle free process

Yes, your policy remains active and continues to earn bonus and benefits when premiums are paid on time

You can usually get up to a certain percentage of your policy surrender value

The outstanding loan amount and interest will be adjusted against your policy value or maturity benefits